About the Plan
What is the health and dental plan?
The TRU Students’ Union offers an extended Health and Dental Plan to make healthcare more affordable and accessible for students. Private insurance can be costly and offer limited coverage, but by pooling resources as a student body, we’re able to provide a comprehensive plan at a fraction of the cost—ensuring you’re supported when it matters most.
This plan helps you stay healthy, prevent illness, and focus on your studies with fewer financial worries throughout the academic year.
Who is on the health and dental plan?
Every member enrolled full time in the Fall Semester (9 credits or more on campus) is automatically enrolled in the TRUSU Health and Dental plan. Part-time students (less than 9 credits on campus), winter and summer semester students, or students studying through TRU Open Learning are not automatically on the TRUSU Health and Dental Plan. If you are one of these excluded students and would like to opt-in to the Health and Dental Plan see the opt-in section.
How much does my health and dental plan cost?
The TRUSU Health and Dental Plan Fee is $248.00 per plan year for a student.
What is my plan member ID number?
To use your health and dental plan, you are going to need to know your Plan Member ID number. Your Plan Member ID is derived from your student number. Please review the following steps to formulate your plan member ID:
- Remove the “T” and leading zeros from your student number (eg. T00012345 = 12345)
- Add TRU to the front of the number (TRU12345)
- Add -00 to the end (TRU12345-00)
| Plan Code | Numbers from Student ID (Minus T & Leading Zeros) | Dependent Code |
|---|---|---|
| TRU | 12345 | -00 |
Can I add my family members onto my plan?
Yes, students who are enrolled in the health and dental plan can add their partner or dependent by paying an additional fee listed below.
- $286 Single Opt-in (partner or one dependent)
- $382 Family Opt-In (partner and one or more dependents)
What is the Plan Member ID for my spouse or dependent?
If you have opted your spouse or dependent into the health and dental plan, their Plan Member ID number is connected to yours.
- Spouse or partner: TRU12345-01
- First Dependant: TRU12345-02
- Second Dependant: TRU12345-03 and so on
What is covered by the health and dental plan?
Among other features, the health and dental plan covers health, dental, vision, and travel benefits. A quick overview of benefits includes:
- 80% of basic dental coverage (your co-pay is 20%)
- $150 towards prescription eye glasses or medically necessary contact lenses and $100 for one eye exam every 2 benefit years
- 100% of prescription drugs to a maximum of $3,000 per plan year
- Emergency transportation up to $500
You can also check any specific prescription or medical service and the coverage online by creating an account in the Greenshield Student Centre.
Need to create your account? Find instructions here.
Who is the health and dental provider?
Greenshield Canada is the Health and Dental Plan provider. To visit the Greenshield Canada website, Click Here.
What is the coverage period?
The TRUSU Health and Dental plan covers you from September 1 to August 31 each year if you are an academic student and twelve (12) months from your program start date is you are a Vocational or trades student.
Still have questions?
If you still have questions or need assistance with your Health & Dental Plan, visit our Getting Help page for support, connect with the TRUSU Basic Needs Services Coordinator or reach out to Greenshield for coverage inquiries.